The growing awareness of corporate vulnerability to information security incidents, and the damages that have ruined the lives of the innocent victims, have federal and state regulators attention. If ANY business has a loss or breach of sensitive information, either propagated maliciously, or by human error, enforcement agencies will take action.
Under the Federal Trade Commission Act, the FTC is empowered, among other things, to:
There can be "safe harbor" for businesses that make a reasonable effort to safeguard confidential and sensitive information. This includes: